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    Auto Insurance

    Discover insurance that fits the way you want to live. We’re here to protect the car you love. And if you have a motorcycle, snowmobile, RV or ATV, we can cover that, too.

    The ERIE Difference

    Our auto policy includes everything you'd expect and a lot of things you might not.

    Pet coverage

    If your pet gets hurt in an accident while riding in your car, we'll help cover vet treatment costs. (Up to $500 per pet; total limit $1,000.)

    Roadside & Rentals bundle

    You'll be taken care of in a roadside emergency and when you need more robust rental car coverage.

    Personal item coverage

    With physical damage coverage, we’ll help cover loss to clothing, luggage and personal belongings that are inside a car that we insure. (Up to $350.)

    Auto glass repair

    Comprehensive Coverage from ERIE includes Glass Repair, which waives the deductible for repairs. For a minimal cost, you can add Full Window Glass, which waives the deductible regardless of repair or replacement. Both options provide new wiper blades in the event that your windshield is replaced.

    Locksmith services

    When you accidentally lock your keys in your car, we’ll cover the locksmith costs up to $75. It’s part of our comprehensive coverage.

    ERIE Auto Plus?

    You can boost your coverage for pennies a day with features that you’ll be glad to have if you ever have a car accident.

    Not all coverages and benefits are offered in or apply to all states. Terms, conditions, limitations and exclusions apply; talk to an ERIE agent or see the policy for details.

    More information on ERIE Auto Plus can be found here.

    Our Agents

    We have more than 12,100 agents dedicated to helping you choose coverage that’s right for you.

    Licensed Professionals

    You can count on our agents to help you make good decisions about your insurance protection.

    Local Presence

    Our agents have offices in your neighborhood and are a part of your community.

    Claims Assistance

    You might be uneasy about starting a claim, but our agents will guide you through the claims process.

    ERIE Rate Lock®

    Insurance rates are bound to rise. Except yours.

    Policy rates of a typical competitor increase over a 4 year period, while a policy with ERIE Rate Lock remains the same.

    YOU STAY IN CONTROL. NO SURPRISES.

    With the ERIE Rate Lock® feature, your rates will only change if you add or remove a vehicle or a driver or change the address where you keep your car parked routinely. Read more about ERIE Rate Lock® or ERIE Rate ProtectSM policy (for our New York customers).

    Auto Insurance Discounts

    Start with competitive prices and then add more ways to save.


    20%

    A typical multi-policy discount is around 20%. There may be differences by state.


    ERIE offers multi-policy discounts from 16% to 25%, depending on your state, when you insure your auto and home with ?us.1

    Ask about ERIE’s multi-policy discount and other discounts to see what you could save.

    1Savings are based on individually purchased policies. Discounts subject to eligibility criteria and rates and rules in effect at the time of purchase. See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for more information.

    Featured Ways to Save1

    If you’re a safe driver with a good driving record, you could get a discount on your auto coverage.
    You can save on your insurance coverage if your car is equipped with safety equipment like factory-installed air bags, passive restraint2, anti-theft devices3 and anti-lock brakes.?
    If we insure two or more of your cars, you could qualify for a discount. (All the vehicles in your household must be owned and used by the driver we insure.)
    A discount is available if you have a qualifying life insurance policy1 or home policy in addition to your ERIE auto insurance.?
    If you’re not using your car for at least 90 consecutive days during the policy period, you could be eligible for a discount2.?
    Unmarried drivers under 21 who reside with their parents may be eligible for additional savings3.
    You can save by paying your auto premium in one lump sum.

    1All discounts are subject to eligibility criteria and applicable rates and rules at the time of purchase. Actual savings vary. Life multi-policy discount is not available in conjunction with auto policies already taking advantage of ERIE Rate Lock®. Erie Family Life insurance products are not available in New York. For additional information, contact your local ERIE agent.

    2Not available in Kentucky

    3Not available in North Carolina

    AUTO INSURANCE QUOTE

    Find out if ERIE is right for you. An agent will be in touch.

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